Privacy Policy

Information We Collect

When you submit a loan request through 24/7 Payday Loans, we collect information you provide directly, including your name, email address, phone number, date of birth, employment details, and banking information. We may also collect information about your browsing activity on our site through cookies and similar tracking technologies.

We do not collect sensitive information such as your Social Insurance Number (SIN) or full banking credentials. Licensed lenders you are referred to may request additional information during their own application process.

How We Use Your Information

Your information is used primarily to:

• Match you with licensed payday lenders across Canada who may offer loans for your situation
• Send your application to lenders you authorize
• Communicate with you about your loan request and our services
• Improve our website functionality and user experience
• Comply with Canadian privacy and lending regulations

We do not sell your personal information to third parties. We share your data only with licensed lenders and service providers who help us operate our referral platform, all of whom are bound by confidentiality agreements.

Lender Information Sharing

When you apply through our service, we share your information with licensed payday lenders who may contact you directly about loan offers. Each lender has its own privacy practices; we recommend reviewing their privacy policy before accepting a loan. Lenders are responsible for how they use and protect your data once you engage with them directly.

Data Security

We use industry-standard encryption (SSL/TLS) to protect your personal information during transmission. Our servers are secured with firewalls and regular security audits. However, no online system is completely secure; we cannot guarantee absolute protection against unauthorized access.

We retain your information only as long as necessary to fulfill our referral service or as required by law. If you wish to delete your account and associated data, contact us directly.

Cookies and Tracking

Our website uses cookies to remember your preferences, track site performance, and understand how visitors use our platform. Most browsers allow you to control cookie settings. Disabling cookies may affect some features of our site.

We do not use cookies to track you across unrelated third-party websites.

Your Privacy Rights in Canada

Under Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and equivalent provincial legislation, you have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Withdraw consent to our use of your data
• Request deletion of your information (subject to legal retention requirements)
• Lodge a complaint with your provincial privacy commissioner

To exercise any of these rights, contact us using the information below.

Third-Party Links

Our website may contain links to lender websites and other third-party services. We are not responsible for their privacy practices. We encourage you to review the privacy policies of any external sites before providing your information.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. We will notify you of material changes by posting the updated policy on this page and updating the "Last Updated" date. Your continued use of our service constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or need to report a privacy concern, please contact us:

24/7 Payday Loans
Email: [email protected]
Phone: Available during business hours

We are committed to responding to privacy inquiries within 30 days.

Related Policies

For more information about how we operate, please review our Terms of Service and Responsible Borrowing Guidelines.